Motor Vehicle Legal Terms

The laws that govern motor vehicles differ widely from one state to the next. In general the law, it assumes that the vehicle is being operated by the owner's permission.

Laws that increase penalties and making revocation automatic, or targeting social hosts can have mixed impact on mortality rates. Mandatory education, treatment for alcohol, and interlock devices have little effect.

Legal Definitions

The laws that govern motor vehicle legal terms are formulated and regulated at the state level. The definitions used by the federal government for national fuel economy standards and licensing standards for commercial vehicle drivers are mostly administrative and are not applicable when states decide on their own classifications of registration. The classifications of a vehicle determine whether a driver requires a special licence to operate certain types vehicles.

These laws define terms like "automobile," "light trucks" and many more. For instance the definition of light truck encompasses any motor vehicle with an estimated carrying capacity of less than 7,500 pounds. This excludes panel delivery vehicles and pickup trucks. It also excludes any combination of vehicles that is designed primarily to carry passengers or property entirely within its own structure, such as manufactured homes and trailers.

Wheel chairs are a vehicle with wheels that is utilized by people who physically disabled and are unable to walk. A moped is a vehicle with at most three wheels on the ground, and that can travel at a maximum speed of 35 miles per hour.

A pedicab vehicle is one which is driven by a driver who is sitting on it. A person who owns the legal title to a car is called the owner of the vehicle.

Traffic Laws

Each state has its own set of motor vehicle laws that cover everything from registration process to the insurance requirements. The laws also deal with the kinds of vehicles that are protected by law. While certain laws are fairly similar between states, others differ significantly. For instance, there are laws that restrict the number of passengers a person can transport in the pedicab. There are laws that prohibit reckless driving on certain kinds of roadways, such as parking areas.

If you are in violation of the law, you could be penalized and fined. Penalties could include having your license suspended or the requirement to go to traffic school.

The law that governs speed limits on roads is among the most important laws states have. In New York for example, the speed limit is the same for commercial vehicles as well as automobiles.

It also defines the term "motor vehicle" as any vehicle or any other device that moves mechanically and is used on roads to transport people or property or for other commercial reasons. The law excludes trailers, coaches, semitrailers, all-terrain and snowmobile vehicles, motorized mobility assist devices used by disabled people and self-propelled corn as well as harvesting machines for hay.

Insurance

A motor vehicle law vehicle policy is a contract that protects the insurer against financial loss from liability for bodily harm or death or property damage caused by a third party due to the maintaining, operating or use of an insured vehicle. It may also protect against physical damage to the vehicle. It must include the name and address of the named insured as well as the coverage provided by the policy. It also contains cost of the policy and the time frame for which the policy is in force, and the limits of liability. It should also include an agreement or endorsement that the insurance provided is in accordance with the coverage specified in respect of bodily injury or property damage or Motor Vehicle Legal death and is subject to all of the provisions of this chapter.

Duncanville law firms often suggest that clients review the sample motor vehicle attorneys vehicle policy to understand the terms. One of the most frequently encountered confusions is the definition of "motor vehicle lawsuit vehicle". This phrase is used in many statutes that govern the registration of vehicles and financial responsibility laws.

Some examples of coverage under the motor vehicle policy are commercial auto insurance that covers vehicles used in connection with business, commercial establishments, jobs, or other activities which are carried out for profit automobile liability insurance that includes PIP and MP; and uninsured motorist and underinsured driver coverage (UM/UIM). This kind of insurance is required by many states.

Permissive Use

If you are not the named insured or family member drives your vehicle and gets into an accident, it is important to understand the process of insurance coverage in these scenarios. This is known as permissive use. The specific terms of your policy can vary, but in general most large car insurance companies provide this kind of insurance.

However, it is important to note that a person driving your vehicle must have your permission in order for you to be held accountable for any damage. Permission may be expressed or implied and does not always have to be written.

To determine if there is implied consent, courts look at the relationship of the parties, their prior conduct and usage of the vehicle and the circumstances surrounding a specific driving incident. A court also will consider if any restrictions were placed on the scope of permissive use. It will also consider if slight deviation from the duration, location and limitations of the original permission would violate these restrictions.

Remember that adding a driver to your insurance is likely to cause your premium to go higher, since it makes the vehicle more risky to insure. It is crucial to weigh your options before lending out your vehicle to others. If you're unsure whether you should add someone to your policy or not. Contact Jerry to discuss the specifics of your insurance policy and Motor Vehicle Legal receive a no-cost quote.